Konsileo (Fitness Insured)
Specialist insurance broker helping all types of gyms, boutique studios, EMS coaches and personal trainers
Cover built for fitness
Advice, guidance and quotations covering public liability, employers' liability, products liability, buildings, equipment, professional advice and business interruption cover — for general gyms, 24-hour and unmanned gyms, martial arts, boxing, CrossFit and functional fitness facilities, including those with access for children.
A broker who knows fitness businesses
Fitness Insured is run through Konsileo, an independent insurance broker regulated by the Financial Conduct Authority. The contact for fitness is Carl Fanning, a client director based in Essex with over twenty years in insurance and a specialism in health, fitness and leisure. Being brokered rather than bought off a comparison site means somebody reads your actual setup, what equipment you have, who teaches what, whether members train unsupervised, and builds the cover around it.
The covers that come up for clubs
For most clubs that means public liability, employers liability once you have staff, cover for the equipment itself, and business interruption so you are not carrying the rent if you have to shut for a month. Professional indemnity applies where you or your coaches give training or nutrition advice. Cyber cover is increasingly relevant given the member data and payment details a club holds.
Worth a call when something changes
The moments to pick up the phone are the ones where your risk changes: adding 24/7 unstaffed access, taking on your first employee, opening a second site, or starting classes for under-18s. Konsileo have handled gym clients moving to 24-hour unmanned access, which is exactly the sort of change insurers ask hard questions about. Better to ask before the turnstile goes in than after.
Public liability, equipment and business interruption cover for gyms and studios, including 24-hour and unmanned facilities — direct broker access via Carl Fanning, a qualified PT.
More partners in this category
Konsileo (Fitness Insured) and ClubRight
Got a question about this integration? Contact ClubRight →